Insurance is an important step in purchasing a car. Why do I need a CASCO policy, and how to get legal payments? What to do in the insured event, so as not to lose insurance, and where to go for help if the insurance company is not in a hurry to pay?
When buying a car, no one thinks about the risks! And here we are wrong. We strive to get behind the wheel, feel the speed and freedom. When a salesperson in a car dealership offers us to get insurance, most people take it as an attempt to make more money. In fact, this is not entirely true. It is important to understand that Casco insurance is extremely necessary.
Casco is a complete guarantee and protection for your car. For example, a cheaper policy protects you from costs only if you are the cause of a traffic accident. If you crashed into you, then without a hull insurance you will have to wait a long time for payment from the perpetrator of the accident, perhaps even carry out the repair of the car at your own expense. In cases where the perpetrator of an accident after the trial and investigation is not in a hurry to pay compensation, quite often this payment has to be demanded in court. One of the firms providing assistance in such matters is the Atticus Legal Center.
If you nevertheless decided to issue a Insurance policy and protect yourself from financial responsibility even from natural disasters, then your insurance company, and not just the defendant, should make the payment in case of an accident through no fault of your own. The amount of insurance payment depends on the Insurance package, the cost of the car and the size of the damage. To get paid you need to confirm the fact of an accident, to show evidence that the accident was not your fault. This will require a photo-fixation from the accident scene, video from your DVR, DPS protocol and court decision. If, in the presence of all these documents, insurers are not in a hurry to pay, then you will need the help of a lawyer. Detailed information about the procedure for receiving payments in case of an accident can be found here .
Car insurance is a necessary measure in case of accidents. For example, if according to a thunderstorm forecast, you may not be afraid that a tree will fall on a car, because the insurance company pays for repairs.
You can insure a car both when you buy it at a car dealership and at any insurance company. Insurer choose carefully, read reviews about receiving payments. To insure a car, you must have a technical passport for your car, a license and a civil passport.
Insurance policies often help in our lives. When making a small amount during car insurance, we get financial protection from unforeseen situations and circumstances beyond our control.